Transaction fee for cash advances: $5 for each cash advance of
$100 or less from any Automated Teller Machine (ATM), transfer or
convenience check; for cash advances (listed above) greater than
$100 and all other cash advance transactions, $15 or 4%, whichever
is higher
Balance transfer fee: N/A
Late payment fees: $39
Over the limit fees: $39
APR: See website for additional APR information
See: www.americandreamcard.com,
then click Apply Now button. After the application form loads
click the link for Terms and Conditions at the top of the page.